The Federal Emergency Management Agency (FEMA) designates certain areas as Special Flood Hazard Areas, also called "100-year floodplains." A flood that has a one percent chance of occurring in any given year is called a “100-year flood.” Floodplains are the areas along rivers or streams that have been or may be expected to be covered by a “100-year flood.”
FEMA’s flood insurance rate maps identify where the 100-year floodplain is likely to occur in the areas studied along major creeks and rivers, and establish flood insurance premium rates and whether flood insurance is mandatory for properties with federally-backed mortgages.
Most property insurance policies do not cover losses due to flooding. However, because the City of Lincoln participates in the National Flood Insurance Program (NFIP), residents can purchase a separate flood insurance policy. This insurance is backed by the federal government and is available to anyone who has property in the City, even if it is not in a Special Flood Hazard Area.
Homes and businesses located within Special Flood Hazard Areas that have a federally backed mortgage are required to be covered by a flood insurance policy.
Flood Determination can be provided upon request through the City by submitting the Request For Flood Determination; an Assessor Parcel Number (APN) is required and can be obtained through the Placer County Website.
Information about flood insurance can be obtained from your insurance agent, or by calling the NFIP customer service line at 1-800-621-3362 or visiting the FEMA website.
Recently Updated FEMA Floodplain Maps
A multiyear cooperative project with the Federal Emergency Management Agency (FEMA) to re-examine Placer County’s flood risks and develop detailed digital flood hazard maps, known as Digital Flood Insurance Rate Maps (DFIRMs), has been completed. The new maps were adopted by FEMA on November 2, 2018.
A 90-day public review period started in June 2016 to allow residents to submit information to appeal changes to the maps if they believe the flood plain determinations to be inaccurate. FEMA joined county and city representatives at several community meetings in June 2016 to explain the map changes and answer questions about the maps and National Flood Insurance Program.
Property owner’s whose floodplain status changed with the new FEMA floodplain mapping were sent a letter from the City of Lincoln discussing the changes to their floodplain status in June 2016. Another letter was sent in June 2018 with FEMA's final determination on the property's floodplain status.
To see if your property is affected by the new floodplain mapping, please contact Roland Neufeld at the City of Lincoln. Contact information is located at the bottom of this page.
Contact the City of Lincoln
Roland Neufeld, P.E.
600 6th Street
Lincoln, CA 95648
Phone: (916) 434-2481